PIA Insurance Services, Inc.
PIA Insurance Services, Inc. is a separate, wholly-owned for-profit subsidiary corporation of the PIAVA/DC. The mission of PIA Insurance Services, Inc. is to provide a variety of the business services of an insurance agency, and ancillary insurance services, to insurance agents in Virginia and DC. To fulfill its mission, PIAIS Inc. offers a select group of insurance products and services that PIAVA/DC members have indicated are useful, cost-effective and needed for their agencies to be profitable. These products and services include insurance products that members can use to limit risk, protect assets and improve their agency's efficiency and their employees' productivity.
PIA Insurance Services, Inc. (PIAIS) has four profit-building services for PIA member-agents: 1) access to 50 P&C Admitted Markets; 2) Voluntary & Supplemental Worksite product sales; 3) Life, LTC, Annuities/Financial services from SSA; 4) Group Major Medical & Dental from FNBC. All four PIA programs are designed to help you earn more L&H revenue now with limited effort.
PIAIS' P&C Admitted Markets and L&H Access Programs have proven to be beneficial for more agents and demand is growing as more agents hear testimonials from other PIA members who have used these programs to create significant new income streams.
You can't afford to ignore an extra stream of revenue. If you need more profit in your agency or if you have a L&H license and aren't using it, it's a no-brainer. Just let any of these four PIAIS access programs have but one test case to work on, and you can immediately see the ease of doing business and the positive financial results for yourself. You must be a PIA member or PIAIS-insured to participate in these four programs.
Professional Liability (E&O) insurance provides insurance agents protection against claims that the agent becomes legally obligated to pay as a result of an error or omission in his/her professional work, as well as defense costs regardless of whether the agency is at fault. Also known as Errors and Omissions insurance, this coverage is critical to your agency business, and generally required by insurance companies before agency appointments can be secured. PIA Insurance Services, Inc. has top-rated companies, Utica National, Liberty Mutual, US Risk and several other carriers, which can customize an errors and omissions insurance policy for you that is affordable and effective. Contact email@example.com at PIA Insurance Services, Inc. for an application and information or call 804-264-2582 and ask about our E&O policies. More Information
Umbrella Liability Insurance
Umbrella Liability provides additional coverage when the limits of insurance on an underlying policy are exceeded. For instance, if your agency has $1,000,000 coverage under your E&O policy and you have a claim settlement for $1,500,000, the umbrella policy would pick up the additional amount. Umbrella Liability policies also add coverage to General Liability, Hired and Non-owned Auto Liability, and Employer's Liability for a single premium, and applies to your E&O policy as well. PIA Insurance Services, Inc. has a top-rated carrier - Penn National - which can tailor an Umbrella Liability policy for you that is effective and affordable. Contact firstname.lastname@example.org at PIA Insurance Services, Inc. for an application and information or call 804-264-2582 and ask about our Umbrella policies. More Information
P&C Admitted Markets Access Program is now offered by PIAIS to PIA member agencies and PIAIS-insured agencies. Designed to help you earn more revenue now with limited effort, PIAIS’ Property & Casualty Admitted Markets Program has proven to be beneficial for agents and demand is growing as more agents create significant new income streams.
Member-agents own their book of business, and earn all available commission (meaning PIAIS takes none of your commission split) on new and renewal business written through the providers in this program. With 50+ standard P&C flagship companies, your PIAIS P&C Market Access Program offers admitted carrier access for start-up agencies; agencies needing a specific admitted carrier's product for a one-of-a-kind client; agencies that wish to "try out a new carrier" or work with a carrier on a limited basis without an appointment, and L&H agents interested in doing some P&C business. PIAIS' program provides participating PIA agents with fast turnaround time on quoting and direct carrier appointments are not required. Participating admitted market sources (7 MGAs) provide participating PIA member-agencies with fast quoting, rating, all back office service, claims and client support, and will work with PIA members to get the applications completed correctly and fully for carrier underwriting.
You can’t afford to ignore an extra stream of revenue. If you need more profit in your agency or if you have an L&H license and aren’t using it, call PIA. Just let our PIAIS P&C Market Access Program have but one test case to work on, and you will see the ease of doing business and the positive financial results for yourself. Our P&C Admitted Markets Program has proven to be a real winner for agents. Carrier sources include Johnson & Johnson, MarketSource of Ohio; All Risks; Atlantic Specialty Lines; Commonwealth Underwriters; Royal Oak, and Agents Insurance Markets. A simple OnLine application for each provider is required. Existing MGA relationships are grandfathered for all new admitted business through this program. You must be a PIA member or PIAIS-insured to participate in any of these four PIAIS programs.
PIAIS Voluntary and Supplemental Employee Benefits Program - Voluntary and supplemental benefit sales are a hot market now because of employer confusion over drastic healthcare market changes. Voluntary benefits programs are not affected by the 2010 healthcare reforms. PIAIS’ voluntary supplemental employee benefits program from major carriers can provide a full line up of voluntary supplemental and personal employee benefits products, including medical bridge, disability, accident, life, cancer, critical illness, hospital confinement and limited benefit medical coverage. An experienced, professional team of veteran agents is available to sell these supplemental products for you, conduct enrollments at your employer-client locations, and handle claims and servicing while you collect generous commissions, and receive account penetration leads. The PIAIS sales team can conduct sales and enrollments for major medical and other carriers’ benefits programs at the same time. This team approach has saved several employers lots of money on group heath care renewals, by using a medical bridge product, without reducing their employees’ coverage significantly. Call PIAIS at 804-264-2582.
PIAIS’ Group Health Access Program from First National Brokerage Corp. (FNBC) offers you Group Major Medical, Dental, and Vision insurance products. They can provide quoting, rating, claims, billing, scrubbing of applications and on-site education for P&C agents on how to grow their Group Health book of business and earn available commissions. Carriers include Anthem, Optima, Aetna, Coventry One, American General, Transamerica and Companion Life. Even if you’re not interested in personally writing Group Health at your agency, this program can help align your agency with professional L&H agents. They can act as your on-site group health specialists to sell these products for you, for a generous commission split. Help your business clients save money on health care expenses and earn more L&H commissions for your agency. Contact PIAIS for details: 804-264-2582.
PIAIS’ Life, LTC and Annuities Access Program from Special Service Agency (SSA) offers your clients High Value Life, Long-Term Care, & fixed, deferred and immediate Annuities from dozens of flagship companies. SSA can practically sell these products for you and you earn all available commission, instead of a minor referral fee when you send your good leads away to other agents. Turn your L&H leads into real commission with minimal effort from you. This program can handle all the illustrations, customer service, claims, back office work with the carriers, while you earn generous commissions. Contact PIAIS at 804-264-2582 now.
PIAIS’ Access4Success Program:
Seamlessly integrate your agency’s clients to new products and services from PIAIS’ partner, Capitol Financial Solutions, including Transamerica Employee Benefits programs, and Business Succession Planning programs. Find out how life insurance products can be effectively used for your buy/sell arrangements. Experience what the benefits of Group Life products with an LTC rider can do for the employee populations of your large clients. We offer these creative solutions and more. Contact PIAIS at 804-264-2582 or email@example.com
for more information.
As a PIAVA/DC member, these new access programs are available to you as an added benefit of our agent association membership. PIA-insured agencies also benefit from these new access programs at no additional cost. Contact Debbie Batkins at PIA Insurance Services, 804-264-2582 or firstname.lastname@example.org for more information.